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Buying

The first step in the buying process is a very important one, which will set the stage for your entire home buying experience: selecting your Realtor.;Naturally, you're looking for knowledge and experience. I think these ingredients are also important: an old fashioned work ethic, strong negotiating skills, effective communication skills, respect of other Realtors in the community, advanced credentials such as Realtor designations, a proven track record and ability to provide references.;I offer all of that.

If you noticed the ABR after my name, that stands for Accredited Buyer Representative, the benchmark of excellence in buyer agency service. It lets you know that I have been specially trained in locating suitable properties, in contract negotiation, and in settlement procedures.

I'll discuss the laws of agency with you and make sure you understand all of your available choices;You should fully understand your right to be represented and what that means to you. If I represent you in a transaction, I have fiduciary responsibilities to you as my client: LOYALTY, OBEDIENCE, DISCLOSURE, CONFIDENTIALITY, ACCOUNTABLILITY, AND REASONABLE CARE AND DILIGENCE.

I'll guide you through the pre-qualification process and introduce you to a select group of lenders. After learning about your wants and needs in a home, I'll research, preview, and select those homes that have the best fit, providing you with the information you need to make an informed offer. I will prepare the offer to purchase and present it on your behalf. Once final negotiations are complete, I will monitor your loan in progress to ensure that all parties are doing their job and your time frames are adhered to. I will also help you with the selection of your closing attorney, handle all the details and monitor the closing activities to ensure that nothing is overlooked.

Selecting Your Lender/Pre-Qualification/Pre-approval
It is important to determine your borrowing power and comfort zone before beginning the actual home search.; Because the market in the Charleston, SC area is so brisk, we recommend our clients begin the pre-approval process right away.; Should more than one purchaser show interest in a particular property, being pre-approved might just be the item that convinces the seller to entertain your offer!

I'm happy to introduce you to local area lenders so that you can begin the pre-approval process.

For a preliminary pre-qualification, click here.


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